New Paradigm for Deferring Taxes

New Paradigm for Deferring Taxes

If someone were to ask if you thought taxes would be higher or lower in the future many people would say higher and they would most likely be right.Our government needs a significant increase in revenue going forward to meet all of its entitlement program...

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Alternatives to Traditional Car Financing

Alternatives to Traditional Car Financing

Recently I was reading an article in Road and Track titled It’s Not You: Cars Are Crazy Expensive This article puts a spotlight on the rising cost of cars over the last decade. Just to put the numbers into perspective, the average new car now cost around...

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Is The CPI The Same As Inflation?

Is The CPI The Same As Inflation?

So does the CPI really have anything to do with the real rate of inflation? Simple common sense tells us that the CPI or Consumer Price Index really has nothing to do with actual inflationary numbers. For the second year in a row the Consumer Price Index for All Urban...

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Infinite Banking vs. The Family Banking System?

Infinite Banking vs. The Family Banking System?

We are often asked, what is a Family Banking System?  The Family Banking System is a proven system of steps and strategies that have been used for decades also know as Infinite Banking or the Infinite Banking Concept. The plan is established using a series of properly...

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How To Quit Transferring Your Wealth Away

How To Quit Transferring Your Wealth Away

How To Quit Transferring Your Wealth Away Wealth transfers are without a doubt, some of the biggest obstacles we face as we attempt to save money and build wealth for the future. Understanding what wealth transfers are and what you can do to avoid them, or reduce...

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Reaching Your Maximum Financial Potential

Reaching Your Maximum Financial Potential

Most people never really stop to consider just how much money they will earn over their working lifetime. When they do they are generally very surprised and somewhat astonished at the number. For the average American that number is somewhere between $2 and $3 million...

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Wealth Transfers What Are They

Wealth Transfers What Are They

Wealth Transfers Wealth transfers are without a doubt are some of the biggest obstacles we face as we attempt to save money and build wealth for the future. Understanding what wealth transfers are and what you can do to avoid them, or reduce their impact on your...

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What is Financial Certainty

We believe in helping to create Financially Empowered Families through education and coaching. A Financially Empowered Family is one who enjoys a high degree of financial certainty because they have reduced their risks to the lowest levels possible and they make sure...

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Traditional Financial Planning Has Failed Us

Traditional Financial Planning Has Failed Us

I have been involved in Financial Services for well over 3 decades. During that time I have come to understand that many of the things we have been taught about how to build wealth and create financial security simply do not work. It became clear to me that...

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Is The Stock Market Really Rigged?

Is The Stock Market Really Rigged?

A few weeks ago on 60 minutes Steve Kroft interviewed Michael Lewis the author of the new book “Flash Boys” which explains how rapid trades happening in a fraction of a second are responsible for stripping billions of dollars out of the US stock market.  These trades...

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CalPERS’ shift will cost cities dearly

CalPERS’ shift will cost cities dearly

For more than a decade, the California Public Employees’ Retirement System has behaved in extraordinarily irresponsible fashion, and now the damage it has done is coming into full focus. In 1999, CalPERS persuaded the Legislature that a 50 percent retroactive pension...

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