Do you know how to make sure that you have a secure financial future? In past videos, we have talked about creating financial certainty and now I want to take to you about how you can leverage that with the least amount of risk. There are many factors like taxes and...

Do you truly understand what it means to be financially efficient? The goal for anyone should be to create the greatest efficiency with the dollars they earn and invest. In this short video, I will cover the differences between low-interest short term savings accounts...

Do you calculate the actual rate of return or effective yield of your 401k at the end of each year? Most of us have been told to go to work for a company, put in your years and during that time make sure that you contribute towards your 401k. If you are lucky your...

Do you understand the history of Marginal Tax Rates? In the video below I cover the history of marginal tax rates.  Many people don't understand just how high tax rates have been in the past and the fact that we might have much higher rates in the future. When the...

How closely have you looked at your Social Security Statement? I have been tracking the Social Security reports since the early 1990's and what they say about the benefit you will receive once you start to draw Social Security. Have you taken the time to really read...

With the Government printing presses running at full steam and Trillions of dollars in stimulus money being handed out left and right what is going to be the long term effect? The answer is, we really do not know.  Certainly inflation is going to be a big effect, the...

Scott Christensen was recently interviewed by Caleb Guilliams of Better Wealth where he discusses his life in the insurtance industry and how his mindset has changed in regards creating financial certianty for his clients. Scott has been helping families and business...

If someone were to ask if you thought taxes would be higher or lower in the future many people would say higher and they would most likely be right.Our government needs a significant increase in revenue going forward to meet all of its entitlement program...

Recently I was reading an article in Road and Track titled It’s Not You: Cars Are Crazy Expensive This article puts a spotlight on the rising cost of cars over the last decade. Just to put the numbers into perspective, the average new car now cost around...

So does the CPI really have anything to do with the real rate of inflation? Simple common sense tells us that the CPI or Consumer Price Index really has nothing to do with actual inflationary numbers. For the second year in a row the Consumer Price Index for All Urban...

We are often asked, what is a Family Banking System?  The Family Banking System is a proven system of steps and strategies that have been used for decades also know as Infinite Banking or the Infinite Banking Concept. The plan is established using a series of properly...

How To Quit Transferring Your Wealth Away Wealth transfers are without a doubt, some of the biggest obstacles we face as we attempt to save money and build wealth for the future. Understanding what wealth transfers are and what you can do to avoid them, or reduce...

Most people never really stop to consider just how much money they will earn over their working lifetime. When they do they are generally very surprised and somewhat astonished at the number. For the average American that number is somewhere between $2 and $3 million...

Wealth Transfers Wealth transfers are without a doubt are some of the biggest obstacles we face as we attempt to save money and build wealth for the future. Understanding what wealth transfers are and what you can do to avoid them, or reduce their impact on your...

I have been involved in Financial Services for well over 3 decades. During that time I have come to understand that many of the things we have been taught about how to build wealth and create financial security simply do not work. It became clear to me that...

In this episode of Financial Certainty Radio Jason Henderson of AllianceGroup Financial discusses how to use the Infinite Banking process to create generational wealth.  Most people do not realize that we have the opportunity to create fantastic rates of return by...